How do I determine how much house I can afford and qualify for?

  • Mortgage experts day that the average household can afford to pay up to 30% of their gross (before tax) monthly income. ( $5,000 per month = $1,500 mortgage payment)
  • The amount that you can borrow will ultimately depend on your credit, employment history, current assets and liabilities; in addition to the amount of money that you are willing to put toward a down payment.
  • If you are a first time home buyer, you may be able to qualify for a special “Down Payment Assistance” loan program, to help you purchase a home almost no money down. Call us now to see if you are eligible for this incredible state sponsored program.
Ready to take the next step? Apply Now or Get help from an expert.