Loan Option Down Payment Terms Credit Score Mortgage Insurance Max Loan Amount
Conventional Fixed Rate Mortgage Learn More 5% of Purchase Price 30, 25, 20 and 15 Year Fixed 620 Minimum Required if less than 20% Down Payment Varies By County & State
FHA Purchase Loan Learn More 3.5% of Purchase Price 30, 25, 20 and 15 Year Fixed and Adjustable 580 Minimum Yes Varies By County & State
FHA Streamline Refinance Learn More N/A 30 Years and any Term you choose (I.E 28 yr, 17 yr or 15yr) 500 Minimum Yes Varies By County & State
FHA Reverse Mortgage Learn More
FHA Second Chance Loan Learn More 10% of Purchase Price 30, 25, 20 and 15 Year 500 Minimum Yes Varies By County & State
FHA 203K Loan Program Learn More 3.5% of Purchase Price 30 Year Fixed Only 640 Minimum Yes Varies By County & State
VA Loan Learn More None. 100% Financing 30 or 15 Year Fixed 620 Minimum No Varies By County & State
VA Streamline Refinance Learn More N/A 30 or 15 Year Fixed or Adjustable 550 Minimum No Varies By County & State
USDA Loan Learn More None. 100% Financing. 30 Year Fixed 640 Minimum Yes Varies By County & State
Jumbo Loan Learn More 10% of Purchase Price 30 & 15 Year Fixed. 10, 7, 5 and 3/1 Adjustable Rates. 660 Minimum Yes $2 Million
Harp Loan Refinance Learn More N/A 30 and 15 Year Fixed 620 Minimum Yes $424,100
Limited Income/Low Doc Loan Learn More 10% of Purchase Price 30 Year Fixed and 5 Year Adjustable Rates 500 Minimum No $2 Million