Loan OptionDown PaymentTermsCredit ScoreMortgage InsuranceMax Loan Amount
Conventional Fixed Rate Mortgage Learn More5% of Purchase Price30, 25, 20 and 15 Year Fixed620 MinimumRequired if less than 20% Down PaymentVaries By County & State
FHA Purchase Loan Learn More3.5% of Purchase Price30, 25, 20 and 15 Year Fixed and Adjustable580 MinimumYesVaries By County & State
FHA Streamline Refinance Learn MoreN/A30 Years and any Term you choose (I.E 28 yr, 17 yr or 15yr)500 MinimumYesVaries By County & State
FHA Reverse Mortgage Learn More
FHA Second Chance Loan Learn More10% of Purchase Price30, 25, 20 and 15 Year500 MinimumYesVaries By County & State
FHA 203K Loan Program Learn More3.5% of Purchase Price30 Year Fixed Only640 MinimumYesVaries By County & State
VA Loan Learn MoreNone. 100% Financing30 or 15 Year Fixed620 MinimumNoVaries By County & State
VA Streamline Refinance Learn MoreN/A30 or 15 Year Fixed or Adjustable550 MinimumNoVaries By County & State
USDA Loan Learn MoreNone. 100% Financing.30 Year Fixed640 MinimumYesVaries By County & State
Jumbo Loan Learn More10% of Purchase Price30 & 15 Year Fixed. 10, 7, 5 and 3/1 Adjustable Rates.660 MinimumYes$2 Million
Harp Loan Refinance Learn MoreN/A30 and 15 Year Fixed620 MinimumYes$424,100
Limited Income/Low Doc Loan Learn More10% of Purchase Price30 Year Fixed and 5 Year Adjustable Rates500 MinimumNo$2 Million